Does your business accept credit cards? Do you need it to? In order to open your WA area small business up to the enhanced profit business accept credit cardspotential that accepting credit cards can provide, you’ll need to understand what responsibilities you take on by accepting these forms of payment. Small businesses are prime targets for data plunderers. If you don’t protect against these thieves, you may be subject to paying restitution, fines, or lose the ability to accept cards as payment.